The Truth In Lending Act was created to protect the payday loan borrower. Under this act all lenders must fully disclose any and all fees associated with your loan before you accept the loan. You are under no obligation to accept the loan just because you complete an application.

Your interest rate will vary due to several factors which include your financial history, state you live in and Government laws regulating payday loans. Your lender must discloses your interest rate before you accept the loan.

Please remember to borrow payday loans responsibly. Payday loans will have a higher interest rate than traditional bank loans because they are considered high risk loans. The faster you repay your loan the less interest you will incur. If you fail to repay your loan the lender has the right to notify the consumer reporting agency and take legal actions.

If for some reason you are unable to repay your loan the lender may offer you a renewal policy. Make sure you read and understand the terms of the renewal policy because there will be additional fees. provides a lender matching service only and is not a broker or loan lender. When you complete the application on our website your information is sent through a secure server to the payday lenders. They will review your application and at their our discretion approve or deny you. If you’re approved a lender will contact you to discuss the terms of your loan.

The minimum requirements to receive a loan are listed below. There may be additional terms depending on the lender you work with and your local state laws.

1. You must be at least 18 years old.
2. You have held your current job for at least 3 months.
3. Your take home pay is at least 1000.00 dollars per month.
4. You will need a bank account that accepts direct deposits.

If you have any other questions please refer to our privacy policy and terms of service.

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